New York Auto Insurance: Know before You Purchase
The requirement for getting your car insured differs in every state. New York State is no exception. If you’ve recently moved to New York or are considering moving, here are some of the requirements for auto insurance. In New York, the requirements for liability insurance are: $25,000/$50,000 for injury, $50,000/$100,000 for death and $10,000 for property damage caused by any one accident. Even if you aren’t using the vehicle, you have to carry coverage, as New York is a no-fault state.
If the vehicle is registered in New York State, it must be insured by a company approved and licensed to do business within the state. Insurance must be issued to the person the car is registered to. A valid ID is required for the registration process. It’s required that you receive two insurance cards that contain your name and a required barcode. The insurance company is required to file an electronic notice of liability coverage with the DMV. If you have questions about your New York auto insurance, you should consult the New York State Department of Motor Vehicles. Also, if you’re a new resident, you can get information on how to change your license and registration.
