Purchase Tip Blog

The state of Florida follows a No-Fault system of rules meaning your auto insurance underwriter will cover the costs for your claims regardless of fault, up to a specific limit. Many times, people lose some of the legal rights to use legal action under a No-Fault system. The details of this type of legal system can be different for some other states, but the overall conception is the same.Florida is a no-fault state. The actual details for a no-fault system differ from state to state, but basically, how it works is that the insurer will pay for costs regardless of fault. In this kind of system, Florida drivers do lose some legal rights to sue, but it helps minimize disputes.

Georgia car insurance laws affirm that all drivers in the state carry liability policies on their vehicles. As a driver in GA, you are legally imposed to carry $25,000 per individual bodily injury coverage, $50,000 per accident bodily injury car insurance coverage for two or more individuals, and $25,000 per accident for damage to property. This kind of insurance policy is recognized as 25/50/25.